College/University/Graduate School paper Help: Why is malpractice coverage so extremely expensive today?

College/University/Graduate School paper Help: Why is malpractice coverage so extremely expensive today?

Discuss the need for hospital and physician professional liability coverage (malpractice insurance) in American healthcare today.

Why is malpractice coverage so extremely expensive today?

Do you feel that the need for liability insurance adds to or detracts from the patient care that is provided?